Innovis Opt Out: Personal Information Removal Guide 2024

By Unzila Siddique

Unzila Siddique

Hi, I'm a part time content writer and full time SEO dabbling in the world of cybersecurity, one step at a time.

See author profile

2 February 2024
13 mins read

Table of Content

Table of Contents

In the vast world of credit reporting agencies, Innovis is a name that often lurks in the shadows, yet its significance cannot be underestimated. As the fourth-largest credit bureau in the United States, Innovis plays a pivotal role in the financial landscape, but its presence is often overshadowed by its larger counterparts. Let's take a closer look at the intriguing history, influence, and potential impact of Innovis on your financial life.

Key Takeaways

Despite its lower recognition, Innovis is the fourth-largest US credit bureau, showcasing its significant role in finance.
From ACB Services in 1970 to its 1999 acquisition by CBC Companies, Innovis has transformed, highlighting its enduring relevance.
Innovis, a data broker, may have your personal data, raising privacy concerns. Stay informed and proactively protect your data.
Opting out of data brokers like Innovis is wise for personal information protection. While the opt-out form may request sensitive details, providing them is optional.
Innovis refines mailing lists for credit card offers, impacting your eligibility. Understand its role in informed decisions on your financial experiences.
Navigate credit reporting and data privacy effectively by understanding Innovis' history, role, and impact on your financial well-being.
Explore how PurePrivacy enhances online privacy by eliminating data broker databases.

Innovis: The hidden evolution

Delving into the narrative of Innovis, a tech company that thrived in relative obscurity while leaving a significant mark on the tech and innovation landscape. This exploration traces Innovis' evolution from its modest origins to its noteworthy prominence, shedding light on its dedication to innovative solutions that, though frequently overlooked, have proven to be transformative. This journey unfolds as a compelling and intriguing narrative, inviting discovery and appreciation.

Unveiling the origins: A journey from ACB to Innovis

Innovis has a rich history dating back to 1970 when it started as ACB Services, founded by the Associated Credit Bureaus (ACB). Over the years, it went through changes. In 1989, it became Consumers Credit Associates (CCA) after an acquisition. In 1997, it was taken over by First Data Corporation and renamed Innovis, Inc. The latest chapter in its evolution happened in 1999 when CBC Companies acquired it, solidifying its role in the credit reporting world.

The silent powerhouse: Innovis' impact on your financial profile

Although less widely known, Innovis plays a vital role in your financial journey. While it's used by fewer companies for credit reporting than bigger names, key players like Trade Capital Company and GMAC Mortgage depend on its data. Remarkably, many sources of consumer credit information tend to underestimate Innovis, despite it being the fourth-largest consumer data repository in the US.

Cracking the data privacy puzzle with Innovis

An intriguing facet of Innovis is its role as a data broker. If you're unsure if they have your personal data, they probably share or sell it to other companies. This raises data privacy concerns and leads to a key question: How can you safeguard your personal information from circulation?

Take control: Safeguarding your data with Innovis

To protect your personal info when dealing with data brokers like Innovis, consider opting out of their data collection. Be cautious, though. The opt-out form might ask for your Social Security number, but giving this is optional. We recommend skipping that field for your safety and privacy.

Credit card offers and Innovis: The untold story

Innovis also plays a role in helping credit card companies refine their mailing lists for pre-screened offers. These offers depend on meeting specific lending criteria. But, any negative info on your Innovis credit file, whether accurate or not, could reduce your chances of getting these pre-approved credit card offers by mail.

FACT: Did you know that data brokers sell the information you provide to other companies for various business purposes, including marketing and promotions? These companies purchase data to tailor marketing messages, offer customer deals, and display online ads personalized just for you.

While customers may not have as much to gain from their personal information as data brokers do, this does not imply that they are completely powerless.

43% of data companies let people opt out for free. This can take some time, but it's worth it if you don't want your information to be sold. Reputation.com offers users the option to keep their data out of these directories.

Opting-out methods: Formulating your data privacy plan

Creating a data privacy plan, especially concerning credit reporting agencies like Innovis, is crucial. It involves understanding how your personal data is collected, used, and shared. With Innovis being a major credit bureau, your opt-out strategy can play a vital role in controlling the information they have about you. This can include opting out of credit offers, restricting access to your credit report, or requesting specific information removal. A solid privacy plan empowers you to safeguard your financial information from unnecessary exposure and maintain control over who accesses your data.

Method 1: Safeguard your privacy with Innovis

Step 1: Visit the official Innovis website

Scroll down to the bottom of the page.
Hit "CLICK HERE TO OPT-IN OR OPT-OUT"
Then select the "Permanent Opt-Out by Mail" option
Hit Enter.

Screenshot of the opt out option on the bottom of Innovis' webpage

Screenshot of permanent opt out by mail on Innovis' webpage

Step 2: Provide the details for opt out

Select "CONFIRM" once you've added all the relevant details.

Screenshot of the opt out form where you need to enter details.

Screenshot of the continuation of the same opt out form

Screenshot of confirmation once you have added the details and solved the pattern for added security

Step 3: Confirmation for opt out and to end the session

Screenshot of Innovis opt out confirmation

Screenshot of ending session on Innovis post opt out

Step 4: Session has ended and opt-out is in process

Screenshot of ended session post opt out on Innovis

Please Note: Individuals residing outside of the US will need to utilize a VPN service such as PureVPN to access the official TruePeopleSearch webpage.

Duration of this exercise: 15 minutes

Method 2: Go off the grid: Innovis opt-out via PurePrivacy

PurePrivacy can be a powerful ally in the quest for data removal and maintaining control over your personal information as the pervasive tracking and logging of online activities pose a significant risk to users' privacy. Here's how PurePrivacy can assist:

PurePrivacy's Remove My Data feature combats this threat. Users provide basic details, and PurePrivacy sends data removal requests to 130+ data brokers. While verification isn't guaranteed, it confirms deletion from publicly accessible databases.
PurePrivacy offers a dashboard displaying data brokers and their collected
information, with risk scores. Users can track removal requests, communicate with brokers, and receive weekly reports. Removal time varies, typically 30-60 days.

Steps to Opt-Out Using PurePrivacy

From web app:

● Visit the PurePrivacy website.

● Sign up to PurePrivacy.

● Create your profile.

● Provide us your consent.

● Once you allow authorization the opt out process will begin. Pure Privacy automatically starts the monitoring & opt out process for your information. First ask them if they have your data or not. If they have simply opted out of data on behalf of you. This all process was done within a short period of time. Also Send a weekly email summary that combines and summarizes the activity related to removing data.

From Mobile App (Android & IOS):

● Launch PurePrivacy mobile app.

● Signup or Login to your account.

● Enter Details to create your profile.

● Allow us your express authorization to start the opt out process.

● Once you allow authorization the opt out process will begin. Pure Privacy automatically starts the monitoring & opt out process for your information. First ask them if they have your data or not. If they have simply opted out of data on behalf of you. This all process was done within a short period of time. Also Send a weekly email summary that combines and summarizes the activity related to removing data.

Making the choice: Innovis vs. PurePrivacy for privacy solutions

Opting out manually from Innovis

Initiate the opt-out procedure by visiting https://www.optoutprescreen.com/selection.
Choose the "permanent opt-out by mail" option and proceed by clicking "continue.”
Complete the online form, ensuring that you include only the necessary details.
Sign, add the date, and post your opt-out form.

PurePrivacy

Launch the app (10 seconds)
Create a profile (10 seconds)
Give consent (10 seconds)

More than 1,400 "leading brands" actively contribute to the data brokers' pool by sharing information obtained from store loyalty cards. When you sign up for a store credit card or loyalty card at one of your favorite stores, the information you provide is often sold to a broker. This exchange allows brands to access valuable consumer data, as 89% of customers express loyalty towards brands that share similar values.

Customer loyalty stats show that consumers love personalization so much they are ready to give up some form of privacy. Proving that 87% of people in the US are ready to provide their data in exchange for a personalized brand experience.

Frequently Asked Questions

What happens when you opt out of Innovis?

Opting out of Innovis limits marketing boosts privacy by excluding your data, and involves a request on their website. Verification may be needed, and the process doesn't affect other credit bureaus.
How long does it take for the Innovis opt-out process to take effect?

The exact timeframe for the Innovis opt-out process to take effect can vary. Generally, it may take a few weeks for the opt-out request to be fully processed and reflected in their systems. During this period, you may still receive some marketing communications. It's advisable to review Innovis's specific policies and contact them directly for the most accurate information on the processing timeline.
How does opting out of Innovis impact my data privacy?

Opting out of Innovis enhances your privacy by excluding your data, and reducing targeted marketing. Consider similar opt-outs with other entities for comprehensive privacy control. Review Innovis's policies for details.
Should I freeze Innovis instead of opt out?

Choose to opt out of Innovis if you want to reduce marketing and have more control over data use. Choose a credit freeze for added security against unauthorized access to your credit report, especially if you're concerned about identity theft. Consider your specific needs when deciding between the two or opt for both for comprehensive protection.
What is the difference between freeze and opt-out?

Credit freeze enhances security against identity theft by restricting credit report access. Opting out reduces marketing communications and provides more control over personal data use for marketing purposes. Choose based on your priorities or consider both for comprehensive protection.
How do I block Innovis’ credit report?

To block access to your credit report with Innovis, visit their website or contact them to inquire about the credit freeze process. Provide necessary information for identity verification, follow their instructions to submit the request, and safeguard the provided PIN for future access. Remember that specific steps may vary, so check Innovis's official channels for accurate and up-to-date information on implementing a credit freeze.

Conclusion

Innovis, though less recognized than its larger counterparts, is the fourth-largest credit bureau in the US, playing a significant role in the financial sector. Its history reveals a journey from ACB Services in 1970 to its acquisition by CBC Companies in 1999, showcasing its adaptability.

As a data broker, it may possess your data, raising data privacy concerns. Safeguarding your information by opting out is advised, with precautions to protect sensitive details. Innovis is involved in refining mailing lists for credit card offers, impacting your eligibility. Understanding Innovis empowers informed decisions about your data and financial well-being. Additionally, opting out of data brokers like Innovis can be done manually or through services like PurePrivacy, offering efficient data removal solutions.